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Important References

 
  • Advanta - Provides platinum, bonus miles and cash back credit cards for small businesses.
    Advanta Customer Service
    P.O. Box 30715
    Salt Lake City, UT 84130-0715
    1-800-705-7255

  • Amalgamated Bank of Chicago - Issues secured and unsecured credit cards, including affinity cards, to U.S. residents.
  • American Express - Provides a wide range of card, travel, and financial services to individuals and businesses.
    P.O. Box 297812
    Ft. Lauderdale, FL 33329-7812
    1-800-528-4800
    1-336-393-1111 (International Collect)

  • AT&T Universal Card Services - Offers a variety of MasterCard products with features especially for the Net.
  • Bank of America - Issues a variety of Visa cards, including a student card and a secured card.
    1825 E. Buckeye Road
    Phoenix, AZ 85034-4216
    1-800-732-9194
    1-757-677-4701 (International Collect)

  • BankFirst - Issuer of major credit cards with varying benefits. Also issues several pre-paid cards, including Wired Plastic. Private label cards available.
    345 East Main Street
    Apopka, FL 32703
    1-407-889-7434

  • BMO Financial Group - Issuer of the Mosaik MasterCard to residents of Canada, for business or personal use.
  • Capital One Financial Corp. - Among the largest issuers of major brand bank card products worldwide.
  • Chase Manhattan Bank - Issues a variety of cards offering various benefits and reward programs.
    National Bank by Mail
    P.O. Box 36520
    Louisville, KY 40233-6520
    1-888-692-4273

  • Citibank - Issues a large selection of major brand cards offering various advantages.
    Citibank Customer Service
    P.O. Box 6500
    Sioux Falls, SD 57117-6500
    1-800-627-3999

  • Commerce Bank - Provides a range of personal and commercial credit cards.
  • Cross Country Bank - Offers a secured Visa Gold card, especially for United States residents who are establishing or rebuilding credit.
  • Discover Card - Issues the Discover card and other cards under the Novus brand.
    Discover Financial Services
    P.O. Box 30943
    Salt Lake City, UT 84130-0943
    1-800-DISCOVER
    1-801-902-3100 (International)

  • Fifth Third Bank - Offers MasterCard credit and debit cards for personal and business customers in certain U.S. states.
  • First Bank of Delaware - Issues an unsecured Platinum Visa credit card to individuals establishing or rebuilding credit.
    1000 Rocky Run Parkway
    Wilmington, DE 19803
    1-302-529-5984 (Direct)
    1-888-FBD-3511 (Toll Free)

  • First National Bank of Marin - Issues an unsecured Platinum Visa credit card to individuals establishing or rebuilding credit.
  • First National Bank of Omaha - Offers a variety of personal and business Visa cards.
  • First Premier Bank - Issues credit cards which help consumers establish or re-establish their credit history.
    Premier Bankcard
    900 W. Delaware
    Sioux Falls, SD 57104
    1-605-357-3440

  • First Tennessee Bank - Issuer of major credit cards for United States residents. No annual fee. Benefits vary.
  • First USA - Issues major brand cards for consumers, businesses, and on behalf of marketing partners.
  • Household - Issuer of MasterCard credit cards, including affinity cards, a rewards card, and a non-prime card. Retail services division provides private-label cards for United States retailers and manufacturers.
  • HSBC - Orchard Bank
    P.O. Box 60102
    City of Industry, CA 91716-0102
    1-800-724-4964 (Automated Customer Service)
    1-503-245-9280 (Customer Service)

  • JCB Bank - Issuer of the JCB card, issued in 17 countries and accepted in 167 countries.
  • MBNA - The world's largest independent credit card issuer. Operates in North America and Europe.
  • Merrick Bank - Issuer of a Visa card with standard rewards for the subprime market.
  • National City Corporation - Offers Visa credit cards, pre-paid and reloadable cards, and ATM/debit cards.
  • New Millennium Bank - Offers a secured major credit card for individuals in the United States building or re-establishing their credit.
    57 Livingston Avenue
    New Brunswick, NJ 08901
    1-732-729-1100

  • Providian - Issues a selection of Visa products for consumers of all credit ratings.
  • Pulaski Bank - Issuer offers a selection of low interest cards.
    Pulaski Bank and Trust Company
    5800 "R" Street
    Little Rock, Arkansas 72207
    1-501-661-7700 (Direct)
    1-800-264-7814 (Toll Free)

  • Quicken MasterCard - Offers low APR, no annual fee and optional travel rewards program.
  • Royal Bank of Canada - Offers a range of Visa credit cards for personal or business accounts.
  • Simmons First National Bank - Offers major credit cards with varying benefits to residents of the United States and Puerto Rico.
  • State Farm Bank - Issues rewards cards, including a student card, to residents of the United States.
  • TD Canada Trust - Issues a range of personal and commercial Visa credit cards. Site in English and French.
  • TNB Card Services - Manages card issuance and acquisition for member credit unions.
  • U.S. Bank - Offers a range of personal credit cards for residents of the United States and Puerto Rico. Business credit cards also available to small businesses in about half of the states.
  • Wells Fargo Bank - MasterCard issuer with online account access and rewards program.
  • World's Foremost Bank - Issuer of the Cabela's Club Visa, a retail rewards card for U.S. citizens.
  • Zions Bank - Offers personal credit cards, some with rebates, to United States residents.

Credit Bureaus

Equifax

P.O. Box 740256
Atlanta, GA 30374
(800)-685-1111
Web site: www.equifax.com

Experian

PO Box 2002
Allen, TX 75013
(888) 397-3742
Web site: www.experian.com

TransUnion LLC

P.O. Box 2000
Chester, PA 19022
(800) 888-4213
Web site: www.transunion.com
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